Monica

MarketReview author profile

Monica Stankowski

Market Analyst

Active

Monica Stankowski approaches market analysis by asking which evidence is most useful for the question at hand. Her work draws on fundamentals—such as economic conditions, company performance and valuation—as well as price behaviour, market trends and trading activity.

Rather than treating fundamental and technical analysis as rival camps, Monica uses them as different lenses. Underlying data can help establish what a business or market may be worth; price action can reveal how participants are responding in real time. Neither method offers certainty, and each has limits that need to be made clear.

For MarketReview, Monica interprets market conditions, weighs competing explanations and identifies the developments that could strengthen or overturn a prevailing view. Her analysis is designed to give readers a disciplined way to think about what may happen next, without presenting forecasts as guarantees.

Areas of coverage

  • Financial markets
  • Fundamental analysis
  • Technical analysis
  • Valuation
  • Market trends
  • Forex
  • Bullion

Published work

Latest work by Monica Stankowski

News, analysis and evergreen financial guides credited to this author.

Guide

Gold as Protection in Bear Markets

Gold can reduce portfolio damage in some stock-market declines, but its value as protection depends on the cause of the selloff, the timing and how much gold you hold.

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Guide

Silver vs. Gold

Gold and silver share precious-metal appeal, but their demand, volatility, ownership costs and portfolio roles differ in ways that matter to investors.

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Guide

Physical Gold vs. Paper Gold

Physical gold provides direct ownership of bullion, while paper gold can range from physically backed exchange-traded products to futures and unallocated claims, each with a different mix of costs, liquidity and risk.

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Guide

Timing Gold Investments

Timing gold well is less about finding a perfect price than matching the entry, position size and exit plan to the role gold plays in your portfolio.

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Guide

What Drives Gold Prices?

Gold prices reflect the changing balance between interest rates, currencies, investment flows, physical demand, central-bank activity, supply, and investor perceptions of risk.

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Guide

Taxation and Survivorship

Survivorship planning involves more than estate tax: gifts, inherited basis, insurance and retirement accounts can all change what beneficiaries ultimately keep.

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Guide

Taxation During Your Career

Tax planning during your working years means managing withholding, self-employment income, deductions, investments and tax-advantaged saving as your career changes.

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Guide

Choosing Tax Jurisdictions

Choosing a lower-tax jurisdiction requires more than comparing income tax rates: residency rules, source income, other taxes, living costs and legal ties can change the result.

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