Welcome to MarketReview.com

Welcome to MarketReview.com. Prepare yourself for a comprehensive array of insightful articles on all matters relating to personal finance. Take full advantage of all of our expert advice and inside information and be better guided toward achieving all of your financial goals. We want you to succeed, and we have all the information you will need to set yourself up for the financial success you seek.

Navigating MarketReview.com

We have organized our material by category to make things easier for you to navigate. Click on each category to discover our topics on each section.

Latest News

Retirement

To-Do List for Those Getting Ready to Retire

There’s a lot more to retirement than just saving enough money to pay for it. When we’re almost there, it is time to really start planning for this life changing event. Retiring should be a time for celebration, where we reach the pinnacle of our working years and get ready to relax and enjoy the […]

President Trump

Trump Signs Bill, Declares National Emergency

Since the truce was reached on the government shutdown, the hope has been that we’d get this resolved by the deadline. We did, but a state of emergency came with it. If anyone still doubted President Donald Trump’s resolve to build his wall along the Mexican border, his actions today should serve to shed more […]

Stock Markets Down

“Dreadful” Retail Sales Report Slams Stock Markets

Retail sales are seen generally as a good measure of economic prosperity at home. When we see a report that is the worst since 2009, that does concern some people. Stock markets have been cruising along rather nicely over the past few days, buoyed by a more optimistic outlook on the prospects of the trade […]

Personal Debt

Personal Debt by Americans Continues to Rise

It’s no secret that we are borrowing more and more each year, although the data does tell us that this is increasing faster than our incomes. This is not necessarily a bad thing. Just because people’s income goes up doesn’t mean that they are better off financially. We know that there is one critical factor […]

NASDAQ

Nasdaq Fully Recovers from Recent 20% Pullback

A terrible December had people particularly looking toward technology stocks and the Nasdaq as indicating troubled times. We’ve now fully recaptured those losses. Throughout the market recovery from a bad finish in 2018, seeing things dip by around 20% at its worst and then put in a move upward at Christmas time, we have been […]

Cisco

Cisco Dismisses Concerns, Back Up Claims with Numbers

Cisco has been telling us for a while that they aren’t worried about the current business challenges they face. Their current business results back up this resilient outlook. Given the macroeconomic and geopolitical challenges that are supposed to be facing technology companies these days, particularly the shrinking demand that has shown itself in the technology […]

US China Trade Deal

How Will Markets React to U.S./China Trade Deal?

With the deadline approaching, we will find out soon what the outcome of this latest round of trade talks will be, and some wonder what will happen in the markets as well. Many people are excited at the prospects of a trade agreement between China and the United States, which may very well be at […]

United States National Debt

U.S. National Debt Now Surpasses $22 Trillion

The U.S. national debt has been spiraling out of control for some time now, at an accelerating pace. We may not need to worry too much about this, but someone will. Many Americans are concerned to various degrees about the size of the country’s national debt load, and this is certainly well worthy of our […]

Knowledge is Power

Most people grossly underestimate the importance of gaining an adequate understanding of personal finance. They may feel that this is something that simply isn’t important enough to focus on too much, or something that is given over to an advisor, and perhaps is only needed by those wealthier than themselves.

However, matters relating to personal finance end up having a very big impact upon our lives. We dedicate a large part of our waking hours to personal finance, earning money that will be used for various purposes. A very significant portion of our lives is affected by the financial decisions we make, both now, and especially in the future, both short and long term.

People do seek to be able to have more control over their financial situation, but tend to focus their interests on narrow topics such as seeking to get a better return on their investments, but lack the holistic understanding and approach that is required to truly master this area of life.

If one truly is looking to manage their personal finances properly, as they should be, this is going to require one looking at all aspects of their life that pertain to their financial well being and direct and make changes so that they can maximize their goals.

The Mission of MarketReview.com

The mission of MarketReview.com extends well beyond just providing investment advice, although that’s certainly part of the picture, and a meaningful one. It’s far better by the way to look to empower investors to be able to make their own sound decisions, and a hot tip or some information on a particular form of investing will only take you so far, and will leave you unprepared to manage the very dynamic nature of investing.

Investing, and personal finance in general, is a lot about managing change, and to do that you have to be prepared to confront the new challenges that present themselves over time. This can only be achieved through understanding, and even if one is just looking to act upon the advice of others, understanding is needed to even be able to evaluate the quality of this advice.

So a big part of looking to empower you to manage your own finances effectively is to look to educate you to think for yourself, and therefore you will find that this is a big focus on our site. This is not by the way something that you can be selective with, looking to gain knowledge on particular aspects of personal finance, as it is required that we be well informed about all aspects pertaining to managing this aspect of your life well.

The Scope of MarketReview.com

While other sites offering financial information tend to focus on particular aspects of personal financial management, we instead prefer a holistic approach that encompasses all of the major areas that influence one’s financial well being.

This starts with financial inputs, which include all sources of income, both employment and business income as well as investment income. One must dedicate the proper resources to obtaining the level of income that is desired, the making money part of it, as well as looking to make that money work for you, the investing side.

Unlike generating income from one’s own resources, where the more the better, provided that you don’t work too hard and end up with net unhappiness, investment income must be tempered by one’s risk tolerance, which involves factors beyond simply what one may be comfortable with.

A lot of this balancing has to do with what one’s goals are, and these goals should be clearly set out, saving a certain amount for retirement for instance. Only then can we evaluate properly whether a certain strategy is in harmony with these goals or whether it should be adjusted.

There are three main components of a personal finance strategy, with savings being the first one, the money set aside from one’s income, and how we put these savings to work being the second component.

The third component is very important as well, and this is how we spend our money, the money we earn from our work as well as the money earned from our savings. There is perhaps nothing more important as managing our spending, as this directly relates to how much we can save and in turn how much we can earn from investments.

So it’s very important to look at all three elements here and strive to optimize them according to our overall plan, and we provide you on our site with insights into managing all of these factors properly.

It’s All About Making the Right Choices

Managing your personal finances always comes down to choosing one course of action over another, and hopefully the correct choice. This is a highly personal thing and really comes down to what one’s values are, and these values serve as the foundation of the plan, what the plan is looking to maximize.

Money is merely a means to an end, so the end does matter, a great deal actually. It is not just a matter of accumulating as much wealth as possible, this wealth is built to enjoy, to various degrees and through various means, as one chooses.

So while one must understand the various things that go into sound financial management, such as getting the most out of one’s investments, minimizing interest costs, or spending wisely, one must also understand oneself, and how to use financial management to maximize one’s happiness overall, over time.

The MarketReview.com Advantage

So this is why we call our approach a holistic one, and if you are looking to improve your understanding and your management of personal finance, you need to look to all areas that pertain to it. There are very often areas that get overlooked, but if you really want to succeed, you must master all aspects.

Our expertise extends to all of these aspects, combining a deep understanding of all matters related to finance with the right amount of practical wisdom to ensure that you are best set up to understand and implement the needed changes.

We invite you to join us on this journey toward practical mastery. Our articles are geared toward educating people of all levels of present knowledge, and increase your subject matter expertise whether you are new to this or are pretty savvy already.