Welcome to MarketReview.com

Welcome to MarketReview.com. Prepare yourself for a comprehensive array of insightful articles on all matters relating to personal finance. Take full advantage of all of our expert advice and inside information and be better guided toward achieving all of your financial goals. We want you to succeed, and we have all the information you will need to set yourself up for the financial success you seek.

Navigating MarketReview.com

We have organized our material by category to make things easier for you to navigate. Click on each category to discover our topics on each section.

Latest News

Nordstrom

Analysts Bullish on Nordstrom Despite the Stock Tanking

Nordstrom stock has been on a real tear over the last 7 months, but not the kind of tear that investors like to see. It has been beaten down so much that it looks like a real bargain to some. Retailer Nordstrom started out the post-recession bull market in real style, where it went from […]

Pinterest IPO

Pinterest’s First Post IPO Earnings Report Cools Stock

Newly launched Pinterest stock has done pretty well in its first month on the market. Their first earnings report as a public stock has wiped out almost all of these gains. The thought of investing in an IPO often conjures up dreams of getting in on the cheap on some stocks that go up a […]

Mortgages

Banks’ Share of Mortgages Continues to Decline

Not all that long ago, people used to go to their bank to get their mortgage. This was a very relationship driven business. The internet came along and changed everything. Banks used to handle just about all of the mortgage business at one time, and all of it among those whose credit risk fit the […]

Hedge Funds

Lessons from Hedge Funds to Prepare for the Bears

We’re still waiting for the bear market that many have been predicting for a while to hit us. All-time highs aren’t it, but when this does finally come, we need to ask what we will do. All three major U.S. stock market indexes hit all-time highs last week. While there is plenty of fear out […]

Bears vs Bulls

Bulls Stay on Sidelines Monday as Bears Step it Up

After several instances of the bears knocking down stock markets for a couple of percent followed by the bulls spurring a recovery, on Monday, it was an all bear show. After Donald Trump vowed to increase the tariffs on Chinese imports from 10% to 25% a week ago Sunday, everyone knew that the Chinese would […]

Jeremy Grantham

Jeremy Grantham Predicts a Far Less Exciting Next 20 Years

Investor Jeremy Grantham is credited with predicting both the 2008 and 2000 market crashes, and he’s predicting some pretty lean times again, this time for 20 years. For those who experienced the big falls that the stock market saw in 2000 and 2008, they might not be all that impressed by someone who has called […]

Index Funds

Are Index Funds Really “Eating the World”?

Morningstar just hosted a conference entitled “Are Index Funds Eating the World”? Some people are worried that index funds may be making everything more expensive. We all know that index funds are growing at a very fast rate, and are now on the brink of overtaking actively managed funds in terms of the percentage of […]

2010 Flash Crash

Looking Back on the Flash Crash, Nine Years Later

It’s the ninth anniversary of the infamous Flash Crash of May 6, 2010, and while this has been mostly forgotten these days, there are still lessons that we may learn from it. Of all the events that have affected stock markets, there are perhaps none more interesting than the event known as the Flash Crash […]

Knowledge is Power

Most people grossly underestimate the importance of gaining an adequate understanding of personal finance. They may feel that this is something that simply isn’t important enough to focus on too much, or something that is given over to an advisor, and perhaps is only needed by those wealthier than themselves.

However, matters relating to personal finance end up having a very big impact upon our lives. We dedicate a large part of our waking hours to personal finance, earning money that will be used for various purposes. A very significant portion of our lives is affected by the financial decisions we make, both now, and especially in the future, both short and long term.

People do seek to be able to have more control over their financial situation, but tend to focus their interests on narrow topics such as seeking to get a better return on their investments, but lack the holistic understanding and approach that is required to truly master this area of life.

If one truly is looking to manage their personal finances properly, as they should be, this is going to require one looking at all aspects of their life that pertain to their financial well being and direct and make changes so that they can maximize their goals.

The Mission of MarketReview.com

The mission of MarketReview.com extends well beyond just providing investment advice, although that’s certainly part of the picture, and a meaningful one. It’s far better by the way to look to empower investors to be able to make their own sound decisions, and a hot tip or some information on a particular form of investing will only take you so far, and will leave you unprepared to manage the very dynamic nature of investing.

Investing, and personal finance in general, is a lot about managing change, and to do that you have to be prepared to confront the new challenges that present themselves over time. This can only be achieved through understanding, and even if one is just looking to act upon the advice of others, understanding is needed to even be able to evaluate the quality of this advice.

So a big part of looking to empower you to manage your own finances effectively is to look to educate you to think for yourself, and therefore you will find that this is a big focus on our site. This is not by the way something that you can be selective with, looking to gain knowledge on particular aspects of personal finance, as it is required that we be well informed about all aspects pertaining to managing this aspect of your life well.

The Scope of MarketReview.com

While other sites offering financial information tend to focus on particular aspects of personal financial management, we instead prefer a holistic approach that encompasses all of the major areas that influence one’s financial well being.

This starts with financial inputs, which include all sources of income, both employment and business income as well as investment income. One must dedicate the proper resources to obtaining the level of income that is desired, the making money part of it, as well as looking to make that money work for you, the investing side.

Unlike generating income from one’s own resources, where the more the better, provided that you don’t work too hard and end up with net unhappiness, investment income must be tempered by one’s risk tolerance, which involves factors beyond simply what one may be comfortable with.

A lot of this balancing has to do with what one’s goals are, and these goals should be clearly set out, saving a certain amount for retirement for instance. Only then can we evaluate properly whether a certain strategy is in harmony with these goals or whether it should be adjusted.

There are three main components of a personal finance strategy, with savings being the first one, the money set aside from one’s income, and how we put these savings to work being the second component.

The third component is very important as well, and this is how we spend our money, the money we earn from our work as well as the money earned from our savings. There is perhaps nothing more important as managing our spending, as this directly relates to how much we can save and in turn how much we can earn from investments.

So it’s very important to look at all three elements here and strive to optimize them according to our overall plan, and we provide you on our site with insights into managing all of these factors properly.

It’s All About Making the Right Choices

Managing your personal finances always comes down to choosing one course of action over another, and hopefully the correct choice. This is a highly personal thing and really comes down to what one’s values are, and these values serve as the foundation of the plan, what the plan is looking to maximize.

Money is merely a means to an end, so the end does matter, a great deal actually. It is not just a matter of accumulating as much wealth as possible, this wealth is built to enjoy, to various degrees and through various means, as one chooses.

So while one must understand the various things that go into sound financial management, such as getting the most out of one’s investments, minimizing interest costs, or spending wisely, one must also understand oneself, and how to use financial management to maximize one’s happiness overall, over time.

The MarketReview.com Advantage

So this is why we call our approach a holistic one, and if you are looking to improve your understanding and your management of personal finance, you need to look to all areas that pertain to it. There are very often areas that get overlooked, but if you really want to succeed, you must master all aspects.

Our expertise extends to all of these aspects, combining a deep understanding of all matters related to finance with the right amount of practical wisdom to ensure that you are best set up to understand and implement the needed changes.

We invite you to join us on this journey toward practical mastery. Our articles are geared toward educating people of all levels of present knowledge, and increase your subject matter expertise whether you are new to this or are pretty savvy already.