These Terms of Use govern your access to and use of MarketReview.com, including the articles, pages, graphics and other material made available through the website.
By accessing or using MarketReview, you agree to these Terms to the extent permitted by applicable law. If you do not agree with them, you should discontinue your use of the website.
These Terms should be read together with our Privacy Policy, Financial Disclaimer, Editorial Policy and any additional notices displayed on a particular page or feature.
MarketReview is an independent financial education and editorial publication. References in these Terms to “MarketReview,” “we,” “our” or “us” mean the operator and editorial publication associated with MarketReview.com. References to “you” or “users” mean visitors to the website.
1. About MarketReview
MarketReview publishes financial education, news, commentary, analysis, reviews and comparisons for a general audience.
The website is intended to help readers understand financial concepts, markets, products and developments. It does not provide personalized financial, investment, legal, tax, accounting or insurance advice.
MarketReview is not a bank, lender, broker, investment adviser, insurance provider, accounting practice, tax adviser or law firm. We do not hold reader funds, execute trades, issue credit, approve financial applications or manage investments on behalf of users.
Further information about the purpose and limitations of our financial content is available in our Financial Disclaimer.
2. Permitted Use of the Website
You may access and use MarketReview for lawful personal, educational and informational purposes.
You may view articles, print or save reasonable portions for your own non-commercial use, and share links to MarketReview pages.
Brief quotations may be used for commentary, criticism, reporting, academic work or another purpose permitted by applicable law, provided that the material is reproduced accurately and MarketReview is identified as the source where attribution is appropriate.
Permitted use does not transfer ownership of MarketReview content or grant a general right to reproduce, republish or commercially exploit it.
You remain responsible for ensuring that your use of the website and its content complies with the laws and regulations that apply to you.
3. Prohibited Conduct
You must not use MarketReview in a way that is unlawful, deceptive, abusive or harmful to the website, its readers or another person.
Prohibited conduct includes attempting to gain unauthorized access to the website, its hosting environment, administrative systems, accounts or non-public information.
You must not introduce malware, malicious code, automated attacks or other material intended to damage, disrupt, overload or interfere with the operation or security of the website.
You must not impersonate MarketReview, one of its contributors or another person, or falsely suggest that MarketReview endorses, sponsors or is associated with you, your business or your content.
You must not remove copyright notices, source attributions, disclosures or other proprietary information from material copied under a permitted use.
Systematic scraping, bulk extraction, mirroring, republishing or commercial exploitation of MarketReview content is prohibited unless we have given prior written permission or the activity is otherwise protected by applicable law.
You must not use the website to facilitate fraud, market manipulation, unlawful financial activity, harassment, intellectual-property infringement or any other illegal conduct.
MarketReview may take reasonable technical or legal steps to prevent misuse, protect the website and maintain its security.
4. Intellectual Property
Unless otherwise indicated, content published on MarketReview is owned by, licensed to or used with permission by MarketReview and its respective contributors, licensors or other rights holders.
This content may include articles, written explanations, original graphics, logos, website design, photographs, charts, illustrations, databases and other editorial material.
MarketReview and its branding may not be used in a manner that creates confusion about the source, sponsorship or endorsement of a website, product, service or publication.
Nothing in these Terms transfers ownership of our intellectual property to you.
You receive only the limited right to access and use the website in accordance with these Terms. All rights not expressly granted remain with MarketReview or the relevant rights holder.
Copyright exceptions and other rights granted by applicable law remain unaffected.
Requests to reproduce or license MarketReview material beyond an ordinarily permitted use may be submitted through our Contact Us page. Permission is not granted unless it is provided expressly in writing.
5. Linking to MarketReview
You may link to publicly accessible MarketReview pages, provided that the link is lawful, accurate and not misleading.
A link must not falsely imply that MarketReview endorses, sponsors, approves or has a commercial relationship with you or your organization.
You should not display MarketReview pages within a frame or interface that hides their source, alters their appearance or makes them appear to be part of another website without permission.
We may request the removal of a link where it is misleading, infringing, unlawful or likely to create confusion about MarketReview’s involvement.
The ability to link to a page does not guarantee that the page will remain available at the same address indefinitely.
6. Messages, Feedback and Contact Forms
MarketReview currently does not provide public user accounts, comment sections or facilities through which users can publish content directly on the website.
You may nevertheless send questions, feedback, error reports or other communications through the methods described on our Contact Us page.
Sending us a message does not transfer ownership of your original material to MarketReview.
By sending information that you ask us to investigate, review or respond to, you permit us to use that information to process your request, verify the matter raised and communicate with you.
You should submit only information that you have the right to share. Do not send passwords, banking credentials, complete payment-card information, government identification numbers, private account statements or other unnecessary sensitive financial information.
Communications will be handled in accordance with our Privacy Policy. However, ordinary email and website forms should not be assumed to provide a secure channel for highly sensitive information.
Unsolicited business proposals, article pitches, guest posts, images or other material sent to MarketReview do not create an obligation to review, publish, preserve, return or pay for that material.
Because MarketReview does not currently accept guest submissions, users should not send complete unpublished articles or confidential creative material unless we have first agreed to receive it.
7. Financial Information and No Personalized Advice
MarketReview content is provided for general educational and informational purposes.
Nothing published on the website constitutes an individualized recommendation to buy, sell, hold, apply for, cancel or use a security, investment, loan, credit card, bank account, insurance policy or other financial product.
Financial decisions depend on personal circumstances that a general article cannot evaluate. These may include your income, debts, financial obligations, jurisdiction, tax position, investment experience, goals and tolerance for loss.
Investing and trading involve risk, including the possibility of losing money. Past performance, historical data and hypothetical illustrations do not guarantee future results.
Rates, fees, eligibility requirements, offers and financial-product terms may change after an article is published. You should verify consequential information directly with the relevant provider or authoritative source.
Before making a significant decision, you should consider whether advice from an appropriately qualified professional is necessary for your circumstances.
Using MarketReview or communicating with its contributors does not create an adviser-client, fiduciary, attorney-client, accountant-client or other professional relationship.
The complete limitations applying to our financial content are explained in our Financial Disclaimer.
8. Accuracy and Editorial Content
MarketReview aims to publish information that is accurate, useful and reasonably current when it is researched or meaningfully reviewed.
However, we do not guarantee that every article will always be complete, error-free or current. Sources may contain mistakes, financial information may change and reasonable analysts may interpret the same evidence differently.
Dates, quotations, prices, market figures, product terms and regulatory information should be considered in the context of when and where they apply.
Analysis, commentary and opinion may include editorial judgment. A conclusion should not be treated as a guaranteed prediction simply because it is expressed clearly.
MarketReview may correct, clarify, update, rewrite, consolidate or remove content when appropriate.
Readers who identify a possible factual error can report it through our Contact Us page. Our research and verification standards are explained in How We Fact-Check and our broader publishing standards are described in our Editorial Policy.
9. Reviews, Rankings and Product Comparisons
MarketReview may publish reviews, comparisons and lists of financial products or services.
A description such as “best,” “top” or “recommended” applies only within the scope, criteria and intended audience described in the relevant article. It does not mean that the product is suitable for every reader.
A review may be based on provider documentation, regulatory sources, fee schedules and other research. We will not represent documentary research as first-hand product use when no hands-on testing occurred.
Product information and rankings may change when rates, fees, product features, eligibility requirements or competing options change.
MarketReview does not currently publish paid placements or earn affiliate commissions. If commercial relationships are introduced in the future, relevant disclosures will be made in accordance with our Advertising & Affiliate Disclosure.
Our general evaluation principles are described in Review Methodology: How We Rate.
10. External Links and Third-Party Services
MarketReview may link to websites operated by regulators, government bodies, financial institutions, companies, research organizations, publications and other third parties.
External links may be provided for source attribution, further reading or access to information, products and services.
MarketReview does not control third-party websites and is not responsible for their content, availability, security, terms, privacy practices or subsequent changes.
A link does not mean that MarketReview guarantees or endorses every statement, product, service or practice of the destination website.
When you leave MarketReview, your use of the destination website is governed by that provider’s own terms and policies.
You should verify that you are visiting an authentic website before submitting personal information, payment details or login credentials.
Any transaction or agreement entered into with an external provider is between you and that provider. MarketReview does not control application approvals, account decisions, transactions, refunds, disputes or customer-service outcomes.
11. Future Tools and Features
MarketReview may introduce calculators, interactive tools, newsletters or other features in the future.
The availability of this possibility does not mean that any such feature is currently offered.
Additional terms, disclosures or privacy notices may apply when a new feature is launched. Those notices will form part of these Terms where stated.
Calculators and interactive tools, if introduced, will ordinarily provide estimates based on user inputs and stated assumptions. Their results will not constitute personalized advice, guaranteed outcomes, binding quotations or approval decisions.
MarketReview may modify, suspend or discontinue a feature when reasonably necessary for editorial, technical, security or operational reasons.
12. Website Availability and Security
We aim to keep MarketReview reasonably accessible, but uninterrupted availability cannot be guaranteed.
The website may occasionally be unavailable because of maintenance, software changes, hosting problems, security incidents, network disruption or circumstances outside our reasonable control.
We may alter the design, organization, functionality or content of the website without preserving every previous feature or page indefinitely.
You are responsible for maintaining appropriate security on the device, browser and internet connection you use to access the website.
MarketReview does not guarantee that the website or every linked resource will be free from all viruses, malicious code or security vulnerabilities. You should use appropriate security software and reasonable caution when accessing online services.
13. Disclaimers
To the fullest extent permitted by applicable law, MarketReview is provided on an “as available” basis without guarantees that the website will always be uninterrupted, complete, error-free or suitable for a particular personal purpose.
We do not guarantee the performance of any investment, product, company, strategy or service discussed on the website.
Nothing in these Terms excludes warranties, obligations or rights that cannot lawfully be excluded.
Where applicable law provides a mandatory warranty or protection, these Terms should be interpreted consistently with that requirement.
14. Limitation of Liability
To the fullest extent permitted by applicable law, MarketReview will not be liable for indirect, incidental, special or consequential loss arising solely from reliance on general editorial information or from an interruption in access to the website.
This may include lost profits, lost opportunities, trading losses or other financial consequences where MarketReview did not undertake to provide personalized advice or execute a transaction on the user’s behalf.
MarketReview is not responsible for decisions made by third-party providers, including account approvals, lending decisions, insurance coverage, investment execution, product changes or service interruptions.
Nothing in these Terms excludes or restricts liability that cannot legally be excluded, including liability arising from fraud, intentional misconduct or another responsibility that applicable law requires to remain in effect.
The limitations in this section should be read together with our Financial Disclaimer.
15. Restricting Access
MarketReview may restrict or block access where reasonably necessary to protect the website, investigate a security incident, prevent unlawful activity or respond to repeated violations of these Terms.
Because the website does not currently offer user accounts, restricting access will generally involve technical measures rather than cancellation of a registered account.
We are not required to continue making every article, page or feature available permanently.
Any action taken under this section will remain subject to applicable law.
16. Changes to These Terms
MarketReview may revise these Terms when the website, its features, its commercial model or applicable requirements change.
Updated Terms will apply from the date they are published unless another effective date is stated.
Changes will not be treated as retroactively altering conduct that occurred before the revised Terms took effect where doing so would be inconsistent with applicable law.
Where a new feature requires express consent or additional terms, MarketReview may request that consent before the feature can be used.
The date shown at the top or bottom of this page indicates when these Terms were last meaningfully reviewed or revised.
Continuing to use the website after revised Terms take effect indicates acceptance of the revised Terms to the extent permitted by applicable law. If you do not accept a material change, you should discontinue your use of the website.
17. Applicable Law and Disputes
These Terms and your use of MarketReview are subject to the laws that apply to the website operator, the relevant activity and the user.
Any dispute will be handled by a court, authority or other forum having lawful jurisdiction over the matter.
Nothing in these Terms removes any mandatory legal right, remedy or protection that applies to you.
Before beginning formal proceedings, users are encouraged to contact MarketReview and provide a reasonable opportunity for the matter to be understood and, where possible, resolved informally.
This section does not prevent either party from seeking urgent or protective relief where legally available.
18. Severability and No Waiver
If a provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.
The invalid provision should be interpreted or limited as closely as legally possible to its original purpose rather than automatically invalidating the entire document.
A failure by MarketReview to enforce a provision on one occasion does not permanently waive the right to enforce it later.
Headings are included for convenience and do not change the meaning of the provisions.
19. Entire Agreement
These Terms, together with the policies and notices expressly incorporated into them, form the general agreement governing use of MarketReview.
A specific feature, commercial arrangement or service may be subject to additional terms. Where additional terms conflict with these general Terms, the more specific terms will apply to that feature or arrangement to the extent of the conflict.
Nothing on the website creates a contractual promise unless it is clearly stated as such by an authorized representative of MarketReview.
20. Contact Us
Questions about these Terms may be submitted through our Contact Us page.
When contacting MarketReview about a specific page, include its URL and enough information for us to understand the issue.
Reports concerning possible copyright infringement should identify the work concerned, the MarketReview page on which the material appears, the basis of the claimant’s rights and reliable contact information.
Do not include sensitive financial or identification information unless it is genuinely necessary and you have confirmed an appropriate method for providing it.