Andrew Liu

Andrew Liu


Andrew is passionate about anything related to finance, and provides readers with his keen insights into how the numbers add up and what they mean.

Contact Andrew: [email protected]

Areas of interest: News & updates from the Consumer Financial Protection Bureau, Trading, Cryptocurrency, Portfolio Management & more.

Outlook for EPS Growth in Q1 2019 Turns Negative

EPS Growth in Q1 2019

This current earnings season is shaping up to be a fine one, with most companies surpassing expectations. The outlook for the current quarter is not so encouraging. With a little less than half of the companies in the S&P 500 having reported their quarterly earnings, we’re starting to get a very good picture of how […]

Apple Revenue Declining, but Stock Moving Up


Apple’s after-market earnings call did not paint a very rosy picture, and more disappointment is expected. How could its stock rise by 5% in after-market trading then? Apple’s shrinking revenues are no secret, both among analysts and even among many individual investors, who generally do not watch such things very closely. They may be aware […]

Markets Expect Fed to be Patient with Economy

Federal Reserve

With the next Federal Reserve Open Market Committee meeting set to begin on Tuesday, investors anxiously wait, not for a hike or not, but for more information. Few people expect that the Fed will raise interest rates during the upcoming two-day Open Market Committee meeting scheduled to begin this Tuesday, but this one isn’t really […]

IBM Stock Surges Ahead by Exceeding Expectations


While IBM reported a second consecutive quarter with drops in revenue, it’s really all about beating expectations, and IBM clearly did that, pushing its stock further up. IBM released its 2018 Q4 numbers after the market closed on Tuesday, and while revenue decreased by 3.5% during the quarter, the overall message was a better one […]

Share of Mortgages Among U.S. Banks Continues to Decline

US Banks

Big U.S. banks used to hold the lion’s share of mortgages, but competition from online lenders such as Quicken have narrowed profit margins and changed the landscape. It’s now been over a decade since the housing bubble burst in 2007, causing a big spike in delinquency rates and forcing a lot of people to lose […]