Monica

MarketReview author profile

Monica Stankowski

Market Analyst

Active

Monica Stankowski approaches market analysis by asking which evidence is most useful for the question at hand. Her work draws on fundamentals—such as economic conditions, company performance and valuation—as well as price behaviour, market trends and trading activity.

Rather than treating fundamental and technical analysis as rival camps, Monica uses them as different lenses. Underlying data can help establish what a business or market may be worth; price action can reveal how participants are responding in real time. Neither method offers certainty, and each has limits that need to be made clear.

For MarketReview, Monica interprets market conditions, weighs competing explanations and identifies the developments that could strengthen or overturn a prevailing view. Her analysis is designed to give readers a disciplined way to think about what may happen next, without presenting forecasts as guarantees.

Areas of coverage

  • Financial markets
  • Fundamental analysis
  • Technical analysis
  • Valuation
  • Market trends
  • Forex
  • Bullion

Published work

Latest work by Monica Stankowski

News, analysis and evergreen financial guides credited to this author.

Guide

Deferring Taxation on Capital Gains

Capital-gains tax is usually triggered by realization rather than market appreciation, which gives investors some control over timing but does not make indefinite deferral the right choice.

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Guide

Taxation & Different Asset Classes

Different investments can create very different tax bills, so a portfolio should be judged by after-tax returns without letting tax considerations override risk, liquidity and investment fit.

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Guide

Taxation

Taxation shapes how much of your income and investment return you ultimately keep, but the rules differ by source, account, transaction and jurisdiction. A useful tax framework separates…

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Guide

Real Estate Securities

Real estate securities provide property exposure through REITs, real estate companies and funds, combining easier access and liquidity with market, leverage and sector risks.

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Guide

Real Estate Trading

Real estate trading can produce a profit from buying and reselling property over a short period, but success depends on valuation, financing, renovation control, liquidity and a realistic exit price.

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A protective metal glove holding a gold bullion bar.
Guide

Ways to Trade Bullion

Bullion can be owned directly or traded through accounts, exchange-traded products and derivatives, with each route changing the costs, liquidity and risks you take on.

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A 100-gram fine gold bar resting on dark purple fabric.
Guide

What Drives Bullion Prices?

Bullion prices reflect changing monetary conditions, investment flows and physical supply and demand, with gold, silver and platinum responding differently to each force.

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Close-up of gold bars with banknotes blurred in the background.
Guide

Bullion as a Hedge

Bullion can diversify a portfolio and provide protection in some periods of market, inflation or currency stress, but its defensive value depends on the metal, the risk being hedged and the investor's time horizon.

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Close-up of hands holding a pile of shiny gold coins.
Guide

Bullion as Investments

Physical bullion gives investors direct exposure to precious-metal prices, but its lack of cash flow, ownership costs and uneven hedging behavior make its role more specialized than the idea of a simple safe haven suggests.

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