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Ray Dalio Warns of “Huge” Impact of 70% Tax Rate
Alexandra Ocasio-Cortez sees herself as a real champion of the people. Raising tax rates is a double-edged sword though, and we need to be wary of the side…
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MarketReview author profile
Personal Finance Writer
ActiveRobert Paulsen has spent more than a decade writing about the financial choices people make in everyday life. His work covers income, spending, saving, debt and long-term goals, with close attention to the circumstances that can make the same advice sensible for one household and unsuitable for another.
Personal finance is often reduced to slogans: spend less, save more, avoid debt, follow a fixed rule. Robert looks beyond those formulas. He examines the trade-offs behind a decision, the priorities it serves and the costs or constraints that may not be obvious at first glance.
At MarketReview, his articles are intended to help readers organise choices around their own needs rather than an idealised financial plan. He does not treat good personal finance writing as a list of instructions; he treats it as a way to make the reasoning behind competing options clearer.
Published work
News, analysis and evergreen financial guides credited to this author.
Alexandra Ocasio-Cortez sees herself as a real champion of the people. Raising tax rates is a double-edged sword though, and we need to be wary of the side…
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Getting more from a 401(k) is not simply a matter of reaching the annual contribution limit; it starts with understanding your employer’s match, tax choices, investment menu, fees and withdrawal rules well enough to use the plan deliberately.
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Choosing between traditional and Roth 401(k) contributions is mainly a decision about when to pay income tax, but current cash flow, future withdrawals and plan rules can change the better mix.
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The best place for your next retirement contribution depends on employer matching, taxes, plan quality, investment costs and how much you are able to save.
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Choosing investments inside a 401(k) starts with asset allocation, then fund selection, costs and periodic review of how the portfolio fits your time horizon and risk.
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