Guide
Health Insurance
Health insurance helps protect households from medical costs that can be difficult to predict or absorb. But choosing coverage means looking beyond the premium. Benefits, deductibles, copayments, coinsurance,…
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MarketReview author profile
Personal Finance Writer
ActiveRobert Paulsen has spent more than a decade writing about the financial choices people make in everyday life. His work covers income, spending, saving, debt and long-term goals, with close attention to the circumstances that can make the same advice sensible for one household and unsuitable for another.
Personal finance is often reduced to slogans: spend less, save more, avoid debt, follow a fixed rule. Robert looks beyond those formulas. He examines the trade-offs behind a decision, the priorities it serves and the costs or constraints that may not be obvious at first glance.
At MarketReview, his articles are intended to help readers organise choices around their own needs rather than an idealised financial plan. He does not treat good personal finance writing as a list of instructions; he treats it as a way to make the reasoning behind competing options clearer.
Published work
News, analysis and evergreen financial guides credited to this author.
Health insurance helps protect households from medical costs that can be difficult to predict or absorb. But choosing coverage means looking beyond the premium. Benefits, deductibles, copayments, coinsurance,…
Read more →Disability insurance replaces part of your income when illness or injury keeps you from working, but the value of a policy depends heavily on how it defines disability and how long benefits last.
Read more →Deposit insurance protects eligible bank and credit union deposits when an insured institution fails, but coverage depends on the institution, ownership category and balance.
Read more →Commercial lines insurance protects businesses against property, liability, interruption and other risks, but the right coverage depends on how the company actually operates.
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Retirement investing works best when savings rate, tax-advantaged accounts, diversification, asset allocation and the changing time horizon are managed as one plan.
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Retirement planning connects the life you want after work with a realistic saving rate, suitable investments, future income sources, health costs and a workable withdrawal strategy.
Read more →401(k) plans are workplace retirement accounts that let employees direct part of each paycheck toward long-term savings, often with tax advantages and sometimes an employer contribution. Understanding contribution…
Read more →Individual retirement accounts, or IRAs, give U.S. savers a tax-advantaged way to build retirement assets outside or alongside a workplace plan. This page explains how traditional and Roth…
Read more →Real estate brings together housing, land, borrowing and investment. A property can be a home, an income-producing asset, a business location or exposure held through securities. This guide…
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