The information age hasn’t just brought us a lot more information, it has also allowed us to share information with others better. This is now allowing the rental market to expand. While it is clearly to the advantage of people to own their own homes instead of renting, the fact remains that many people either […]

In spite of concerns about mortgage demand shrinking in 2019, we will probably see a rise in the 30-year fixed mortgage rate this year, even though it will be fairly modest. There is a lot of talk these days about stagnant bond yields casting a net of uncertainty over the mortgage and housing market in […]

Big U.S. banks used to hold the lion’s share of mortgages, but competition from online lenders such as Quicken have narrowed profit margins and changed the landscape. It’s now been over a decade since the housing bubble burst in 2007, causing a big spike in delinquency rates and forcing a lot of people to lose […]