Dollar cost averaging is a very common strategy among individual investors. It doesn’t really involve doing anything, but doing nothing is always better than doing something wrong. Nick Magiulli, an analyst with Ritholtz Wealth Management, is obviously a big fan of the strategy of dollar cost averaging. He goes as far as to claim that […]

Sharing passwords is usually not a good idea, but sometimes you do need a backup plan in case something happens to you, like you die and take your passwords with you. We’re often told not to share our passwords with anyone. People do often share their passwords with their spouse, as after all, spouses share […]

The last quarter of 2018 has not been a kind one to retirement accounts, due to the market correction we went through. Things are starting to look up since then though. It’s earnings season, and the quarterly reports from companies whose stocks are listed on exchanges are coming in fast and furious now. A lot […]

When Caterpillar misses its earnings projections by as much as they did today, hearing $2.55 per share and expecting $2.98 per share, investors are going to be concerned. Disappointing earnings announcements from Dow component Caterpillar helped drive the DJIA lower on Monday, although markets did recover a fair bit before the end of trading. Caterpillar […]

In spite of concerns about mortgage demand shrinking in 2019, we will probably see a rise in the 30-year fixed mortgage rate this year, even though it will be fairly modest. There is a lot of talk these days about stagnant bond yields casting a net of uncertainty over the mortgage and housing market in […]

Apple’s stock has taken quite a beating lately, still down 30% from where it was in October. Revenues may be a concern, but not so much in-app revenue. Apple is both one of the world’s largest companies and a real market darling historically, and many investors have profited greatly over the years from holding it. […]

Larry Fink, BlackRock’s CEO, believes that the lows we saw in December may be the bottom, for now at least. He sees the current rebound as a vote of confidence. With the relative market uncertainty that we experienced in 2018, and in particular, during the last quarter of 2018, anything that may restore confidence to […]

With many fearing that we have entered into a bear market with stocks, perhaps indicating a time to exit or pull back, analysts at Citi provide reassurance. Predicting transitions between bull and bear markets can indeed be tricky. While a true bear market usually leaves little to wonder about, 2018 has been one of those […]