The Senior Citizens League lowered its 2027 estimate to 3.6% after July CPI-W inflation eased to 3.4%, but August and September data will determine the official adjustment.

Proposed rules spell out how employers can fund Trump Accounts for workers or their dependents, including when salary-reduction contributions can receive a federal income-tax exclusion.

Joe Biden is decidedly in favor of socialism, as is his party these days. He’s now looking to socialize retirement accounts, although the end result will not be what he expects. If Joe Biden becomes President, and if he manages to gain the power to put his and the ideas of his socialist colleagues in […]

Robo-advising has really been growing over the past few years, offering lower-cost investment advice. We do not want to turn our future over to machines. Technology has provided many enhancements to our lives, including the ways that it has dramatically changed the way we invest. We’ve certainly come a long way from the days when […]

Fisher Investments is a private money management firm located in Camas, Washington. It was founded in 1979 by Ken Fisher, who served as the company’s CEO until 2016, although he still serves as Chairman and co-CEO. They are a pretty big operation for a regional independent, with $100 billion under management and 3,500 employees, with […]

While retirement is a time to relax a lot more, where you sit back and collect, retirees need to be aware of the pitfalls out there when it comes to managing their tax obligations. You’ve worked hard to build a good-sized nest egg for your retirement, including a nice sized IRA to take you through […]

CalPERS, like other public pension funds, have fallen well short of their funding requirements. This has caused them to open up a little, in a way that is at least a start. The California Public Employees’ Retirement System, known as CalPERS/Calpers, is the largest public pension fund in the United States, with $400 billion in […]

After a disappointing 2019, the top-ranked South Dakota Retirement System did some housekeeping in the first quarter of 2020, including buying a million shares of an index ETF. State pension funds control a lot of money, and the fact that tiny South Dakota, the 47th most populous state in the country with only 884,000 people, […]

Among the over $2 trillion in the new Cares Act is a couple of provisions to help people with their retirement accounts during the virus panic. These changes deserve to stay. The coronavirus scare has had many people scrambling to make ends meet due to a loss of income from the widespread shutdown that the […]

We should not just take a standardized approach to advising people on their retirement money, because the circumstances vary so much. This does not stop us though. The way that we advise those who are saving for retirement or are in retirement is in great need of revision. There is so much work that needs […]