Auto debt increased by $28 billion and credit-card balances by $21 billion in Q2, while a mortgage-reporting gap helped push total household debt down slightly.

It actually took a lot longer than we may have thought to fully recover from the Great Recession. Rates of non-performing loans are finally back to before this all started. One of the meaningful ways that we measure the state of our economy is to look at the percentage of loans that are not performing, […]

Securitized debt can be a valuable tool, as it increases borrowing efficiency by placing debt more efficiently. Lenders need to have a good understanding of the risks involved though. Businesses raise money three main ways, by issuing stock where they get paid the issue price when their stock gets placed in the market, by issuing […]