One of the things that the current government shutdown has done is make even clearer just how unprepared many people are for any sort of economic difficulties. Although the U.S. government shutdown is now the longest in history, this has only gone on for a little over a month now, and we’re already seeing some […]

Big U.S. banks used to hold the lion’s share of mortgages, but competition from online lenders such as Quicken have narrowed profit margins and changed the landscape. It’s now been over a decade since the housing bubble burst in 2007, causing a big spike in delinquency rates and forcing a lot of people to lose […]